Texas Trash Dip – Gooey Cheesy Party Favorite Recipe
Introduction
Texas Trash Dip is a gooey, cheesy party favorite with a flavorful Tex-Mex twist. It’s easy to prepare and perfect for game nights or casual gatherings, guaranteed to disappear fast!

Ingredients
- 1 (15 ounce) can refried beans (traditional or vegetarian)
- 1 (10 ounce) can diced tomatoes and green chilies, undrained
- 1 (8 ounce) package cream cheese, softened
- 1 cup shredded cheddar cheese
- 1 cup shredded Monterey Jack cheese
- 1/2 cup sour cream
- 1 tablespoon taco seasoning
- 1/4 teaspoon garlic powder
- Tortilla chips, for serving
- Optional toppings: chopped fresh cilantro, diced jalapeños, extra sour cream, or extra cheese
Instructions
- Step 1: In a medium bowl, combine the softened cream cheese with the refried beans. Mix thoroughly until smooth and evenly blended.
- Step 2: Add the entire can of diced tomatoes and green chilies (including the liquid), taco seasoning, and garlic powder. Stir well to combine, scraping the sides and bottom of the bowl.
- Step 3: Fold in the sour cream gently, then add the shredded cheddar and Monterey Jack cheeses. Fold the cheeses in until mostly distributed, leaving some streaks for melting.
- Step 4: Preheat your oven to 375°F (190°C). Lightly grease an 8×8 inch baking dish or oven-safe skillet. Spread the dip mixture evenly in the dish.
- Step 5: Bake for 20-25 minutes, until heated through, bubbly around the edges, and the cheese is melted and slightly golden.
- Step 6: Let the dip rest for 5-10 minutes before serving. Garnish with optional toppings like cilantro or jalapeños if desired. Serve warm with tortilla chips.
Tips & Variations
- For extra heat, add finely diced jalapeños to the dip before baking.
- Swap one cheese for pepper jack to give the dip a spicier profile.
- Stir in cooked ground chicken or turkey for added protein and a lighter variation.
- Ensure the cream cheese is softened to avoid lumps and achieve a smooth base.
Storage
Store leftover dip in an airtight container in the refrigerator for up to 3 days. Reheat gently in the microwave or oven until warmed through, stirring occasionally to maintain creamy texture.
How to Serve

Serve this delicious recipe with your favorite sides.
FAQs
Can I make Texas Trash Dip ahead of time?
Yes, you can assemble the dip completely and refrigerate it for up to 24 hours before baking. For best results, let it sit at room temperature for about 30 minutes before baking or add a few extra minutes to the baking time.
What can I do if my dip is too thick?
If the dip is thicker than you like, stir in a tablespoon or two of milk or cream while it is still warm after baking to loosen it without losing flavor.
PrintTexas Trash Dip – Gooey Cheesy Party Favorite Recipe
Texas Trash Dip is a gooey, cheesy party favorite featuring a Tex-Mex flavor profile. This irresistible dip combines creamy refried beans, zesty diced tomatoes with green chilies, smooth cream cheese, sour cream, and a blend of shredded cheddar and Monterey Jack cheeses, all baked to bubbly perfection. Perfect for game nights or casual gatherings, it’s easy to make and always a crowd-pleaser served warm with tortilla chips.
- Prep Time: 10 Minutes
- Cook Time: 25 Minutes
- Total Time: 35 Minutes
- Yield: 8 servings 1x
- Category: Appetizer
- Method: Baking
- Cuisine: Tex-Mex
Ingredients
Base Ingredients
- 1 (15 ounce) can refried beans (traditional or vegetarian)
- 1 (10 ounce) can diced tomatoes and green chilies, undrained (like Rotel)
- 1 (8 ounce) package cream cheese, softened
Cheese Blend
- 1 cup shredded cheddar cheese
- 1 cup shredded Monterey Jack cheese
Additional Ingredients
- 1/2 cup sour cream
- 1 tablespoon taco seasoning
- 1/4 teaspoon garlic powder
Optional Toppings
- Chopped fresh cilantro
- Diced jalapeños
- A dollop of sour cream
- A sprinkle of extra cheese
For Serving
- Tortilla chips
Instructions
- Combine Cream Cheese and Beans: In a medium bowl, mix the softened cream cheese with the entire can of refried beans until the mixture is smooth and no cream cheese streaks remain. Softened cream cheese ensures a lump-free base.
- Add Tomatoes and Spices: Pour in the undrained diced tomatoes and green chilies. Add the taco seasoning and garlic powder. Stir well, scraping the bowl sides and bottom to fold all ingredients evenly together.
- Fold in Sour Cream and Cheeses: Gently fold the sour cream into the mixture to create a creamy texture. Then fold in the shredded cheddar and Monterey Jack cheeses until mostly combined, leaving some cheese streaks that will melt during baking.
- Prepare for Baking: Preheat the oven to 375°F (190°C). Lightly grease an 8×8 inch baking dish or oven-safe skillet. Spoon the dip mixture into the dish and spread evenly for uniform cooking.
- Bake the Dip: Bake in the preheated oven for 20-25 minutes, or until the dip is heated through, bubbly on the edges, and the cheese on top is melted and slightly golden.
- Rest and Serve: Allow the dip to rest for 5-10 minutes after baking to set, making it easier to scoop. Garnish with optional chopped cilantro, diced jalapeños, extra sour cream, or cheese as desired. Serve warm with tortilla chips.
Notes
- Can be assembled ahead of time and refrigerated for up to 24 hours before baking. Allow dip to come to room temperature about 30 minutes prior to baking, or increase baking time slightly.
- If the dip is too thick after baking, stir in 1-2 tablespoons of milk or cream while still warm to loosen consistency without altering flavor.
- For added protein, consider mixing in cooked ground chicken or turkey before baking.
- Substitute pepper jack cheese for extra spice variation.
- Softening cream cheese beforehand (either at room temperature or brief microwaving) ensures smooth mixing.
Keywords: Texas Trash Dip, cheesy dip, party dip, Tex-Mex dip, baked dip, refried beans dip, cheesy Tex-Mex appetizer, easy party recipes

